Ka Wai Ola - Office of Hawaiian Affairs, Volume 12, Number 10, 1 October 1995 — Page 8 Advertisements Column 1 [ADVERTISEMENT]

I Attention first-time homebuyers: I Ask about our YesStart First-time Homebuyer Programs. j

lfs the break first-time homebuyers have been looking for —YesStart Firsttime Homebuyer Programs from First Hawaiian Bank. In addition to a down payment of5%, benefits ean include: a special reduced interest rate, reduced points and closing costs whieh ean save you thousands of dollars, a lower qualifying ratio so you ean buy more home, and a reduced or even down payment option. To get started, eall Home by Phone at 643-HOME (open 7 days a weeK 8 am to 7 pm).* Or visit your nearby First Hawaiian Bank UAlfM« branch. And let us help you move into ■Iniii'lllW your first home. s©S yOU CaVl.

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Certain restrictions apply. ineome requirements and loan amounts may vary by county. *Prequalification through Home by Phone is an estimate of the maximum loan % Bf amount a person may qualify for. Rnal approval subject to verification of your credit, available ineome anel the value of property to be mortgaged. Those calling from Lana'i Member FDIC and Molokal should dial I-800MW777.