Ka Wai Ola - Office of Hawaiian Affairs, Volume 14, Number 11, 1 November 1997 — Page 7 Advertisements Column 1 [ADVERTISEMENT]

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A Hawaiian Home Land lease...a dream eome true. If you're looking for a way to finance a down payment, home construction, home improvements or a self-help housing project on Hawaiian Home Lands, we've got the answer. First Hawaiian Bank offers both OHA and FHA loan programs, with low rates and flexible terms. To qualify, you must be native Hawaiian (at least 50% Hawaiian blood) and a Homestead leasee as defined and permitted under the Hawaiian Homes Commission AeL No refinanc±ng of, or other participation in an existing OHA loan program is aIlowed. Other conditions may apply. Visit any First Hawaiian Bank branch or eall 643-5626 (O'ahu), 873-7077 (Māui/Moloka'i), 329-6702 (Hawai'i) or 245-1705 (Kaua'i) for more information.

Yes, we have answers.

Program requīrements are at the discretion of the Office of Hawaiian Affaire and the Department of Hawaiian Home Lands. First Hawaiian 6ank is solely an agency provider for these programs.