Ka Wai Ola - Office of Hawaiian Affairs, Volume 16, Number 7, 1 July 1999 — Page 3 Advertisements Column 1 [ADVERTISEMENT]

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WOOLSEY-HQSQl MORTUARY SERV\CES, LLC WE LISTEN • WE CARE • WE UNDERSTAND * A FULL SERVICE MORTUARY Locally Ouned and Operated * PRICES YOU CAN AFFORD P.O. BOX 433 PHONE: (808) 235-3024 KANEOHE, HAWAIl 96744 FAX: (808) 247-5633

ghangihg y0ur address ; To continue prompt delivery of your Ka Wai Ola please let us know of any changes with your mailing address. i (808) 594-1888.

■' Bankoh I Home EquityLine ( UiUUPP APR I F!RST YEAR* FULLY IN0EXED YAR!ABLE RAIE"

• No Annual Fee •No Closing Costs •No Points • Next Business Day Approval Apply at any Bankoh Branch. Call 643-3888 or log on to www.boh.com . iU Changing The Way Hawaii Banks ankof Hawaii MEMBER FDIC

*lntroductory Annual Percentage Rate (APR) of 6.99% applies to owner-occupied principal residences and is good for one year from the date the account is opened. After the introductory period, the rate for owner-occupied pnneipal residences will be equal to the 91-Day Treasury Bill plus a margin of 4.50% and may vary quarterly. The current non-introductory rate as of April 30, 1999, for owner-occupied phneipai residences is 8.90%. The introductory APR for owner-investors and second homes is 7.49% and is good for one year from the date the account is opened. After the introductory period, the APR for owner-investors and second homes will be equal to the 91-Day Treasury Bill plus a margin of 5.00% and may vary quarterly. The current non-introductory APR as of April 30, 1999, for owner-investors and second homes is 9.40%. The maximum APR that ean apply is 24%. Please consult the Bankoh Home EquityLine Terms and Conditions for more information. Verification of flood insurance may be required. The property that will secure your Bankoh Home EquityLine cannot have an existing second mortgage. Offer subject to change without notice.