Ka Wai Ola - Office of Hawaiian Affairs, Volume 10, Number 11, 1 November 1999 — Page 5 Advertisements Column 1 [ADVERTISEMENT]

U RG E N T N O T I C E To all those who filed claims with the Hawaiian Home Lands Trust Individual Claims Review Panel

Claimants who still want to pursue their claims must file a lawsuit in circuit court by Dec. 31, 1999 This deadline applies to all who have filed claims regardless of whether the Panel issued a decision.

The Native Hawaiian Legal Corporation cannot represent additional claimants at this time. However, NHLC will be hosting an informational meeting to discuss the status of the claims process and provide names of attorneys who may be able to assist you.

If you are unable to attend the meeting but would like to be included on NHLC's informational mailing list, please eall NHLC's hotline at 545-2650 or e-mail NHLC at nhlc@pixi.net. Watch for announcements of neighbor island meetings in your loeal papers.

f ' FREE WORKSHOP "Development of ANA Grant Application" Sponsored By: Administralion for Native Americans (ANA) & Advancement Services for Native Nonprofits November 15-16, 1999 Bishop Museum Paki Conference Room 9:00 AM - 4:00 PM ANA funds projects focusing on governance, social & eeonomie development in native communities. Native-governed organizations are eligible to apply. The upcoming ANA deadlines are January 28,h and May 5lh, 2000. ANA applieaīion kits are available from our office or you may download it from our Web Site. Pre-registration is requested. Limit: 25 Please eall us toll-free at (877)969-3991. Advancement Services for Native Nonprofits 308 Kamehameha Avenue, Suite 204 Hilo, Hawai'i 96720-2960 Telephone: (808)969-3991 Fax: (808)969-3995 Web Site: www.advancementservices.org L

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bankoh firsthome loan Looking to buy your very first home? You ean do it! With Bank of Hawaii's FirstHome Loan. Check out these numbers: • Low down payment - as little as 3% • No application fee • Simplified ineome requirements • 1 point waived For more information, stop by any Bank of Hawaii branch, visit www.boh.com and log on to "Real Estate," or eall Bankoh Residential Lending: Downtown Honolulu 538-4786,

example: Home cost: $200,000 Loan amount: $194,000 3% down payment: $6,000 Fixed monthly principal & interest payments: $1,373.12*

East Oahu 733-7447, West Oahu 483-6565, Kapolei 693-1444, Maui 871-8210, Hilo 933-7213, Kailua-Kona 326-3913, Kauai 241-7283. & !Snder MEMBER FDIC

A%\ Bankof Hawaii

Bankoh FirstHome Loan requirements: Borrower must be a Hawaii resident and cannot own real property currently or within the last three years. Property must be located in Hawaii. The borrower must occupy the property as their primary residence. The borrower must establish or maintain a depository account at Bank of Hawaii and ail mortgage payments must be automatically deducted from this account. FirstHome loan program cannot be combined with any other promotions or discounts. *Principal and interest payments are based on 30 year fixed-rates effective 9/10/99: 7.625% interest rate; 7.83 APR. Other adjustable-rate and fixed-rate mortgages are available. Rates and terms subject to change without notice.