Ka Wai Ola - Office of Hawaiian Affairs, Volume 24, Number 8, 1 August 2007 — Page 5 Advertisements Column 1 [ADVERTISEMENT]

American Savings Bank is privileged to offer the Ho'olako Pono loan program, whieh provides expanded financing options available to Department of Hawaiian Home Lands (DHHL) lessees.

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Conventional loans up to $625,500 103% financing available (some restrictions apply)* Fixed interest rates: Principal anel interest payments will not change Cash out refinances (some restrictions apply)* Loans are serviced locally - no need to eall out of state with questions. A toll-free phone number is available for neighbor island borrowers One-time-close construction loan Here is what a eouple of our Ho'olako Pono customers had to say. Our Loan Officer, Lorie, was the best. She was always on it. She was good in explaining everything to us since it was the first time we were buying a home. We are excited to own our own home, especially because we want to pass it down to our son. There's nothing like owning your home for the first time. It's like a dream. , , , - Hansen ana Sharilynn Requilman We really appreciated the time they spent, the numerous appointments via telephone and in person.We were very amazed when we found out it would take less money to get into this home than we anticipated. And the monthly payment was within our budget, too. We're having a block party to celebrate. _ Joshua Qnd Amy Kahufa Speak to one of our loan officers or apply online today. Oahu 593-1226 • Maui 872-4999 Kauai 632-5050 • Hilo 933-7599 • Kona 933-8215 Toll Free 1-800-272-2566 *Call us for details. ^ AMERICAN lT«T"r Member FDIC asbhawaii.com Savings Bank