Ka Wai Ola - Office of Hawaiian Affairs, Volume 25, Number 2, 1 February 2008 — Page 13 Advertisements Column 2 [ADVERTISEMENT]

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At Bank ojHawaii, we ojfer the widest range ojjinancing options jor Department oj Hawaiian Home Land (DHHL) lessees. Our variety ojprograms are designed to provide lessees with expanded jinancing options. Call or visit us today tojind out how these pro(Jrams may workjoryou. ♦ FHA 247 ♦ FHA 1 84A ♦ Conventional

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HIGHLIGHTS ♦ Purchase, rate term/cash-out refinance, and construction permanent financing ♦ Up to 100% financing for purchase transactions ♦ Fixed rate mortgages up to a loan term of 30 years ♦ Flexible down payment options, as low as $500 from borrower's own funds ♦ Flexibility on reserve requirements ♦ Primary residence, one unit properties, including Planned Unit Developments (PUD) For more injormation, eall one ojour Loan Ojjicers at a Bankoh Residential Loan Center listed helow. ih BankofHawaii