Ka Wai Ola - Office of Hawaiian Affairs, Volume 25, Number 6, 1 May 2008 — Page 23 Advertisements Column 1 [ADVERTISEMENT]

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At Bank of Hawaii, we offer the widest ran(Je offinancing options for Department of Hawaiian Home Land (DHHL) lessees. Our variety of pro$rams are designed to provide lessees with expanded financing options. Call or visit us today tofind out how these programs may workforyou. ♦ FHA 247 ♦ FHA 1 84A ♦ Conventional

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HIGHLIGHTS ♦ Purchase, rate term/cash-out refinance, and construction permanent financing ♦ Fixed rate mortgages up to a loan term of 30 years ♦ Flexible down payment options ♦ Flexibility on reserve requirements ♦ Primary residence, one unit properties, including Planned Unit Developments (PUD) on Hawaiian Home Lands For more information, eall one of our Loan Officers at a Bankoh Residential Loan Center listed helow. ih Bank of Hawaii

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Cer1ain requirementsand restrictions apply. Subjectto loan approval. Notvalidwithanyotheroffers. ©2008 Bank of Hawaii Member FDIC boh.com