Ka Wai Ola - Office of Hawaiian Affairs, Volume 25, Number 11, 1 November 2008 — Page 9 Advertisements Column 1 [ADVERTISEMENT]

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At Bank of Hawaii, we offer the widest range offinancing options for Department of Hawaiian Home hand ( DHHL ) lessees. Our variety of programs are desi(}ned to provide lessees with expanded financing options. Call or visit us today tofind out how these protjrams may workforyou. ♦ FHA 247 ♦ FHA 1 84A ♦ Conventional

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HIGHLIGHTS ♦ Purchase, rate term/cash-out refinance, and construction permanent financing ♦ Up to 100% financing for purchase transactions ♦ Fixed rate mortgages up to a loan term of 30 years ♦ Flexible down payment options, as low as $500 from borrower's own funds ♦ Flexibility on reserve requirements ♦ Primary residence, one unit properties, including Planned Unit Developments (PUD) For more information, eall one of our Loan Officers at a Eankoh Residential Loan Center listed helow. ill BankofHawaii