Ka Wai Ola - Office of Hawaiian Affairs, Volume 26, Number 8, 1 August 2009 — Page 9 Advertisements Column 1 [ADVERTISEMENT]

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At Bank of Hawaii, we offer the widest ranfie offinancinfi options for Department of Hawaiian Home Land (DHHL) lessees. Our variety of profirams are desifined to provide lessees with expanded financinfi options. Call or visit us today tofind out how these profjrams may workfor you. ♦ HUD 184A m ♦ FHA 247 ♦ Conventional

HIGHLIGHTS ♦ Purchase, rate term refinance, and construction permanent financing ♦ Fixed rate mortgages up to a loan term of 30 years ♦ Flexible down payment options ♦ Flexibility on reserve requirements ♦ Primary residence, one unit properties, including Planned Unit Developments (PUD) on Hawaiian Home Lands For more information, eall one ofour Loan Officers at a Ēankoh Residential Loan Center \isted helow. ih BankofHawaii

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CertainrequirementsandrestrictionsapDlv. Subiectto loan aDProval. Notvalidwithanvotheroffers. ©2009 Bank of Hawaii MemberFDIC boh.com !§?