Ka Wai Ola - Office of Hawaiian Affairs, Volume 27, Number 2, 1 February 2010 — Page 2 Advertisements Column 1 [ADVERTISEMENT]

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First Hawaiian Bank ®HA I OFFICE OF HAWAIIAN AFFAIRS Over 150 Years ofYes

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Applicants must be of Native Hawaiian ancestry or a Native Hawaiian organization. If the applicant is a group of people organized for eeonomie development purposes, applicant ownership must be 100% Native Hawaiian. Borrowers may be reguired to complete a credit counseling class before receiving the loan. Based upon a loan amount of $10,000 at 5.00% APR, the payment would be $188.71 per month based on a fully amortized loan for 5 years. Subject to credit approval and eligibility. Certain restrictions and conditions apply.