Ka Wai Ola - Office of Hawaiian Affairs, Volume 28, Number 6, 1 June 2011 — Page 2 Advertisements Column 1 [ADVERTISEMENT]

[?]

' j'/Sp , ^H^H "* — Hap r^V . h» <***s0l-» v • "•. i K 1 ■Ht * 1 "The Mālama Loan gave me the freedom tocreate my children's books without being tied down due to budget constrictions. I was able to create exactly whatl envisioned. And it's available to Native Hawaiians who may not get a ehanee from other lending institutions. " — Butch Helemano, Kumu, Musician, Author & Illustrator

@HA Office of Hawaiian Affairs II.ALA1IA ILOAM |

[?]

[?]

First Hawaiian Bank

All applicants must be of Native Hawaiian ancestry, whether applying as an individual or collectively, as a group of people organized for eeonomie development purposes. Partnerships, LLC's and Corporations that apply must also be 100% Native Hawaiian owned. Borrowers may be required tocomplete a creditcounseling class before receivingthe loan. Based on a fully amortized 7 year loan of $10,000 at 4.00% APR, you will have 84 monthly phneipal and interest payments of $136.69. Subjectto credit approval and eligibility. Certain restrictions and conditions apply.