Ka Wai Ola - Office of Hawaiian Affairs, Volume 28, Number 12, 1 December 2011 — Page 37 Advertisements Column 3 [ADVERTISEMENT]

Hawaii Family Finance Project Serving Families Statewide to Prepare For and Achieve Homeownership

Take advantage of the following free services: • Homebuyer & Financial Education Sessions • Personalized One-on-One Counseling • Grants of up to $8,000 toward Home Downpayment* • Grants of up to $2,000 toward Debt Reduction* • Grants of up to $500 toward Closing Costs • lnformation on Available Family Tax Credits *Made under the Hawaii lndividual Development Account (HIDA) Program

Eligibility reguirements: 18 Years of Age or Older; Meet the ineome and Assets Requirements; Does Not Currently Own Property or Have a Mortgage The Hawaii Family Finance Project and the HIDA Program Grants are funded in part by the U.S. Treasury Department CDFI Fund, and supported by First Hawaiian Bank and Hawaii Credit Union League.